银联卡境外提现增设年度限额

按照国家外汇管理局相关要求，中国境内发行的银联卡在境外提取现金，在现行每卡每日不超过等值1万元人民币的规定之外，增设年度限额。自2016年1月1日起，每卡每年在境外累计取现不得超过等值10万元人民币。2015年10月1日至12月31日期间，每卡累计不得超过等值5万元人民币。信用卡因信用额度等原因，发卡银行可能会单独设定限额，持卡人可咨询发卡银行。境外各个国家和地区对于ATM单笔取款的金额限制也各有不同，具体以当地机具提示为准。

Facebook vs Verizon

Facebook market valuation is right between Verizon and AT&T: VZ $140B, FB $160B, T $180B.

Facebook or UPS+FDX

The market capitalization of Facebook is $142 billion, which is equal to the combined market value of UPS and FedEx. At the same time, the latest quarterly revenue of UPS and FedEx is $24.75 billion, which is about 12 times the quarterly revenue of Facebook, at $2.02 billion for the latest quarter. It will take at least ten years for Facebook to catch up with that of UPS and FedEx if Facebook can grow at a 30% rate above that of UPS and FedEx.

Solar TAN

The top five components of Solar TAN are: First Solar, Canadian Solar, Solar City, Sun Power, and Sun Edison. The total market capitalization of the top five stocks is $18.49 Billion. The top five stocks occupy about 31.74% of the total weight of TAN. So approximately the total market capitalization represented by TAN is about $58 Billion, which is about one half of the market capitalization of Intel. The total average daily trading volume of the top five stocks is $1.6 billion, which is equivalent to the average trading volume of Microsoft.

Rayonier RYN

Rayonier sells timber for domestic and export markets from 2.7 million acres in the U.S. and New Zealand. Rayonier manufactures high-value Performance Fibers for customers around the world. They have approximately 1,800 employees. Approximately 50 percent of their sales are outside the U.S. to customers in more than 20 countries. Its stock reached its 52 week low today.

BBQ Beef Sandwich

George tried the BBQ Beef Sandwich at Costco. He thought it was bad. 

Required Readings

Books bought from Amazon: 

1. the Outsiders, 

2. the House on Mango Street, 

3. the Art of War, 

4. the Hound of the Baskervilles,

5. the Adventures of Tom Sawyer.